Legal

Terms of Service

Effective date April 1, 2026

Please read these Terms of Service carefully before using KloudPoP. By creating an account or using any part of our platform, you agree to be bound by these terms. If you do not agree, do not use KloudPoP.

1 What KloudPoP is

KloudPoP is a proof-of-payment platform that allows users to create, send, and store digitally signed receipts for transactions that occur outside the app — including cash, check, Venmo, Zelle, bank transfer, and other offline payment methods.

KloudPoP is not a payment processor. We do not hold, transfer, or process funds. We do not verify that any payment described in a receipt was actually made. Receipts created on KloudPoP are records of transactions as entered by users — their legal standing depends on the accuracy of the information provided.

2 Eligibility

You must be at least 18 years of age to use KloudPoP. By creating an account you represent that you are 18 or older and that you have the legal capacity to enter into this agreement.

3 Your account

You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You agree to notify us immediately of any unauthorized use of your account.

You may not create accounts for others without their knowledge, impersonate any person or entity, or use false information when registering.

4 Acceptable use

You agree to use KloudPoP only for lawful purposes and in accordance with these Terms. You agree not to:

We reserve the right to suspend or terminate any account that violates these terms without notice.

5 Immutability of signed receipts

Once a receipt has been digitally signed by both parties it becomes an immutable record within our system. This means:

This immutability is a core security feature of KloudPoP. You are responsible for reviewing receipt details carefully before signing. By signing a receipt you confirm that the information within it is accurate to the best of your knowledge.

6 Subscriptions and billing

KloudPoP offers free and paid subscription tiers. Paid subscriptions are billed on a recurring basis (monthly or annually) through our secure payment provider. All billing is handled through our web portal.

Subscription fees are non-refundable except where required by law. You may cancel your subscription at any time and will retain access through the end of your current billing period.

We reserve the right to change subscription pricing with reasonable notice. Continued use after a price change takes effect constitutes acceptance of the new price.

7 Intellectual property

KloudPoP and all associated content, branding, software, and design are owned by or licensed to us. You may not use our name, logo, or trademarks without prior written permission.

You retain ownership of the receipt data and content you create on KloudPoP. By using the platform you grant us a limited license to store, process, and transmit that data solely for the purpose of providing the service to you.

8 No legal or tax guarantee

KloudPoP helps you organize and store proof-of-payment records. We do not guarantee the legal standing or admissibility of any receipt in any jurisdiction. We do not provide legal, tax, or financial advice.

Receipts are only as accurate as the information you enter. We make no representation that receipts created on KloudPoP satisfy any specific legal, regulatory, or tax requirement. Consult a qualified professional for legal or tax guidance.

9 Disclaimer of warranties

KloudPoP is provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that the service will be uninterrupted, error-free, or free of viruses or other harmful components.

To the fullest extent permitted by law, we disclaim all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement.

10 Limitation of liability

To the fullest extent permitted by applicable law, KloudPoP and its operators shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the service — including loss of data, loss of revenue, or loss of business — even if we have been advised of the possibility of such damages.

Our total liability to you for any claim arising out of or relating to these Terms or your use of KloudPoP shall not exceed the amount you paid us in the 12 months preceding the claim, or $100, whichever is greater.

11 Termination

You may terminate your account at any time through the app settings. We may suspend or terminate your account at any time for violation of these Terms, suspected fraud, or any other reason at our sole discretion.

Upon termination, your access to the service will cease. Sections of these Terms that by their nature should survive termination — including intellectual property, disclaimer of warranties, limitation of liability, and immutability of signed receipts — will survive.

12 Governing law

These Terms are governed by the laws of the State of California, United States, without regard to its conflict of law provisions. Any disputes arising from these Terms shall be resolved in the courts of California.

13 Changes to these terms

We may update these Terms from time to time. When we do, we will update the effective date at the top of this page. If changes are material, we will notify you by email or through the app. Continued use of KloudPoP after updated Terms are posted constitutes your acceptance.

14 Contact us

Questions about these Terms? Reach out: